Financial Leadership Built Around Clarity

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Trusted Financial Guidance

I founded Amana Advisory to provide founders with the kind of financial support growing businesses often struggle to find.

Clear Guidance ◆ Practical Insight ◆ Direct Partnership.

My approach is calm, structured, and operationally focused, helping businesses improve visibility, strengthen decision-making, and grow with improved confidence.

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Habiba Afonja

I am Habiba Afonja, ACCA, EA —

A fractional CFO and strategic finance advisor with over 15 years of experience supporting businesses across several industries including healthcare, service providers, technology, real estate and international markets.

I work closely with founders and leadership teams to improve financial visibility, strengthen cash flow management, and support better operational and financial decisions.

My work includes:

  • Cash Flow Planning

  • Forecasting and Reporting

  • Operational Finance

  • Funding Preparation

  • Profitability Visibility

  • Strategic Financial Support

Unlike many outsourced finance models, I remain directly involved in the work, providing consistent guidance, practical insight, and clear communication throughout the engagement.

My Entrepreneurial Journey

My entrepreneurial journey began early.

At eighteen, I launched my first business. Before thirty-five, I completed my first business sale.

That experience shaped how I approach financial leadership today.

I understand the pressure behind growth, the responsibility of decision-making, and the importance of financial clarity when building a business.

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Core Values

  • Clarity

    Financial reporting should support confident decisions.

  • Discipline

    Strong businesses are built through consistent financial management.

  • Partnership

    Direct relationships create stronger financial outcomes.

  • Stewardship

    Every business represents responsibility, livelihoods, and vision.

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Let’s Work Together

If you value calm financial leadership, practical guidance, and clear decision support, we will work well together.